November 14, 2015


1. Starting in 2016, businesses with 50 or more employees must offer health insurance to their employees or pay a penalty.


2. Signing up is easy and convenient (and free). As a registered broker, I can help you to apply, choose plans and manage coverage at...

November 12, 2015

If your family is enrolled in your employer's health plan, it's time to take a closer look at it. Here's why: 

Employers have to pay at least 50% of insurance premiums for their employees but they are not obligated to do the same for your family members. And, sinc...

February 5, 2015

The amount you'll pay as a fine might be confusing, but one thing is for certain: if you don't have health coverage in 2014, you'll also pay for 100% of your health care costs this year, in addition to the fine. And it'll be a lot more expensive, especially if you expe...

January 19, 2015

When you turn 26, you might find yourself in a tough spot. Your parents can no longer cover you through their health insurance you might not have the option of employer-sponsored insurance.  Here's what to do next.

If you're employed:


  • Find out if you've become eli...

December 31, 2014

As companies raise their premiums, looking at options outside the family health plan offered by your employer can offer significant savings. Here is an example of the savings I was able to achieve for a customer recently:


SCENARIO 1: Couple on Employer Heath Plan

Cost o...

November 21, 2014

Don't listen to other people's stories.

Everyone has a story about their health insurance. Some good. Some bad. Talk to a licensed insurance agent to ensure you are getting the right answers for your situation (because everyone's is different!). 



Don't assume health in...

November 16, 2014

Whether you need to choose a new health plan or evaluate your current one, now is the time! Open enrollment begins today and runs through February 15.


I am available every day to help you (all you have to do is pick up the phone or email me!). Get this checked off your...

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Michele Silveri has more than 25 years experience in the insurance industry.


As an independent broker, she is able to offer a wide selection of competitive products from top rated insurance companies.


Michele is licensed (license #0B31827)  for Life and Health Insurance products including Health; Dental, Hearing, and Visions Plans; Medicare Supplements; Medicare Advantage plans; and Medicare D plans.


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