Covered California offers affordable health insurance options for small businesses. Small businesses with 50 or fewer employees and an average annual wage of less than $50,000 will be eligible to receive up to 50% federal small-business tax credit for coverage purchased through the SHOP.

The Basics

• Covered California lets employers easily compare and contrast a variety of health insurance plans offered by private health insurance companies, which are categorized into four tiers: Bronze, Silver, Gold and Platinum.
   

• Employers choose the level of coverage, the amount of the contribution toward the employees’ premium.
   

• Once an employer chooses an overall plan, employees will have access to a range of health insurance plans.
   

• Regardless of which plans their employees choose, a business owner’s premium contribution remains the same.
   

• Even when employees choose different health plans, employers will issue a single payment to Covered California. Covered California will distribute the appropriate premium to each Covered California health insurance company that covers the employees

Contact us to help you compare a variety of qualified, competing health plans from private insurance companies for your small business.