The Basics

• Covered California lets employers easily compare and contrast a variety of health insurance plans offered by private health insurance companies, which are categorized into four tiers: Bronze, Silver, Gold and Platinum.
   

• Employers choose the level of coverage, the amount of the contribution toward the employees’ premium.
   

• Once an employer chooses an overall plan, employees will have access to a range of health insurance plans.
   

• Regardless of which plans their employees choose, a business owner’s premium contribution remains the same.
   

• Even when employees choose different health plans, employers will issue a single payment to Covered California. Covered California will distribute the appropriate premium to each Covered California health insurance company that covers the employees