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Your Covered California questions answered.




How do I renew my current health insurance for 2015?


Contact us and we can help you to renew your Covered California health plan or directly through your health insurance provider. We will help you decided if it's still the best plan for you.


When can I enroll in a California health insurance plan?


Open Enrollment starts Nov. 15 and continues through Feb. 15 and offers all individuals — sick or healthy — the opportunity to get the health coverage and care they need.


Keep in mind health Open Enrollment ends February 15, 2015. Most people are now required by law to have health insurance or pay a penalty when taxes are filed.


What are the options?


We offer a range of choices between Covered California or directly through the insurance companies. Either way, consumers can choose the health plan and level of coverage that best meets their needs and budget.  At Covered California and in the individual market, consumers can compare plans based on standard benefit designs and know that all essential health benefits are covered. 


Contact us to help you choose the right plan. There is no cost to you for this service.


How much with my health insurance cost?


Through Covered California, your health care costs will depend on your age, where you live, your household size, household income and the health plan you select.  Financial assistance is available in the form of a tax credit to people who qualify based on household size and income. The amount is based on a sliding scale, which means the lower your income, the more help you can receive. We can help you figure out if you qualify for financial assistance.


Enrolling into a health plan directly through the insurance companies, your health care cost will depend upon your age, ages of your household, where you live, and the health plan you select. We can help you enroll in a health plan that fits your needs.


California Health Insurance Agent

Michele Silveri has more than 25 years experience in the insurance industry.


As an independent broker, she is able to offer a wide selection of competitive products from top rated insurance companies.


Michele is licensed (license #0B31827)  for Life and Health Insurance products including Health; Dental, Hearing, and Visions Plans; Medicare Supplements; Medicare Advantage plans; and Medicare D plans.


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