What Would You Do With an Extra $2,000 in 2015?
- michelesilveri
- Dec 30, 2014
- 1 min read
As companies raise their premiums, looking at options outside the family health plan offered by your employer can offer significant savings. Here is an example of the savings I was able to achieve for a customer recently:
SCENARIO 1: Couple on Employer Heath Plan
Cost of Employee's Health Plan: $546
Employeer Paid Premium: $273
Additional Cost for Spouse on Health Plan: $605
Total Monthly Cost for Couple: $878
SCENARIO 2: Couple on Separate Plans
Cost of Employee's Health Plan: $546
Employeer Paid Premium: $273
Cost of Spouse's Private Insurance Health Plan: $432
Total Monthly Cost for Couple: $702
That's a savings of over $2,000 a year!
Find out if you might be able to discover similar savings. Questions to ask:
1. Is your employer paying 50% or more of your health insurance premium for your entire family? Great! You probably do not need to consider other options.
2. Is your employer paying 50% or more for your individual health insurance premium, but not for the rest of the family? We need to talk!
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