What Would You Do With an Extra $2,000 in 2015?
As companies raise their premiums, looking at options outside the family health plan offered by your employer can offer significant savings. Here is an example of the savings I was able to achieve for a customer recently:
SCENARIO 1: Couple on Employer Heath Plan
Cost of Employee's Health Plan: $546
Employeer Paid Premium: $273
Additional Cost for Spouse on Health Plan: $605
Total Monthly Cost for Couple: $878
SCENARIO 2: Couple on Separate Plans
Cost of Employee's Health Plan: $546
Employeer Paid Premium: $273
Cost of Spouse's Private Insurance Health Plan: $432
Total Monthly Cost for Couple: $702
That's a savings of over $2,000 a year!
Find out if you might be able to discover similar savings. Questions to ask:
1. Is your employer paying 50% or more of your health insurance premium for your entire family? Great! You probably do not need to consider other options.
2. Is your employer paying 50% or more for your individual health insurance premium, but not for the rest of the family? We need to talk!
