What Would You Do With an Extra $2,000 in 2015?

As companies raise their premiums, looking at options outside the family health plan offered by your employer can offer significant savings. Here is an example of the savings I was able to achieve for a customer recently:

SCENARIO 1: Couple on Employer Heath Plan

Cost of Employee's Health Plan: $546

Employeer Paid Premium: $273

Additional Cost for Spouse on Health Plan: $605

Total Monthly Cost for Couple: $878

SCENARIO 2: Couple on Separate Plans

Cost of Employee's Health Plan: $546

Employeer Paid Premium: $273

Cost of Spouse's Private Insurance Health Plan: $432

Total Monthly Cost for Couple: $702

That's a savings of over $2,000 a year!

Find out if you might be able to discover similar savings. Questions to ask:

1. Is your employer paying 50% or more of your health insurance premium for your entire family? Great! You probably do not need to consider other options.

2. Is your employer paying 50% or more for your individual health insurance premium, but not for the rest of the family? We need to talk!

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MEET MICHELE
California Health Insurance Agent

Michele Silveri has more than 25 years experience in the insurance industry.

 

As an independent broker, she is able to offer a wide selection of competitive products from top rated insurance companies.

 

Michele is licensed (license #0B31827)  for Life and Health Insurance products including Health; Dental, Hearing, and Visions Plans; Medicare Supplements; Medicare Advantage plans; and Medicare D plans.

 

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