Special Enrollment Periods: When Life Happens, Health Insurance Adjusts
- Julian Arellano
- Jan 12
- 1 min read

Life throws curveballs – a new job, a marriage, a move, or a new baby.Good news: many major life events trigger a Special Enrollment Period (SEP), allowing you to get or change health coverage outside of Open Enrollment!
Common SEPs include losing job-based coverage, marriage, or moving.
You typically have only 60 days from the qualifying event to act, so don't delay!
Experiencing a major life change? You might qualify for immediate health coverage.