Frequently Asked Questions
Open Enrollment starts Nov. 1st and continues through Jan. 31rd and offers all individuals — sick or healthy — the opportunity to get the health coverage and care they need.
Keep in mind health Open Enrollment ends January 31 Most people are now required by law to have health insurance or pay a penalty when taxes are filed.
We offer a range of choices between Covered California or directly through the insurance companies. Either way, consumers can choose the health plan and level of coverage that best meets their needs and budget. At Covered California and in the individual market, consumers can compare plans based on standard benefit designs and know that all essential health benefits are covered.
Contact us to help you choose the right plan. There is no cost to you for this service.
Through Covered California, your health care costs will depend on your age, where you live, your household size, household income and the health plan you select. Financial assistance is available in the form of a tax credit to people who qualify based on household size and income. The amount is based on a sliding scale, which means the lower your income, the more help you can receive. We can help you figure out if you qualify for financial assistance.
Enrolling into a health plan directly through the insurance companies, your health care cost will depend upon your age, ages of your household, where you live, and the health plan you select. We can help you enroll in a health plan that fits your needs.
You can ask your doctor's office which insurance companies they accept. But here's the crucial nuance: insurance companies offer many different plans (like employer, individual, or Medicare), and networks vary greatly. Your doctor might accept the company, but not your specific plan. We navigate this complexity, researching and verifying your doctor's exact in-network coverage for you.
Your health insurance costs vary widely. Key factors include your location, age and the type of plan you choose. Also, your income can significantly lower costs through government subsidies if you qualify. What you pay monthly (premium) and when you use care (deductibles, copays) all depend on the specific plan you pick. We can help you navigate these details to find the right fit.
A Special Enrollment Period (SEP) is a specific time, outside of Open Enrollment, when you can sign up for or change health insurance due to a qualifying life event. Common events include losing coverage, getting married, having a baby, or moving. Most SEPs last 60 days from the event. We can help you determine if you qualify for an SEP and assist with your enrollment.
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Schedule a review your current healthcare plan, for a plan change or new enrollment. Your information will not be used for marketing purposes and remain confidential.